Legal
Last Updated: January 1, 2024
These Terms & Conditions ("Terms") govern your access to and use of the website located at topshelfmarketslimited.com and the services offered by Top Shelf Markets Limited ("Company," "we," "us," or "our"), a business lender located at 386 Crown St, Brooklyn, NY 11225 (EIN: 93-2559024). Please read these Terms carefully before using our website or submitting an application.
By accessing our website, submitting an application, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
If you do not agree to these Terms, please do not use our website or submit any applications. These Terms apply to all visitors, applicants, and clients of Top Shelf Markets Limited.
You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:
We reserve the right to terminate your access to our website and services at any time for any violation of these Terms.
The following terms govern the SMS text messaging program operated by Top Shelf Markets Limited. By providing your mobile phone number and opting in to receive SMS communications, you agree to these SMS Terms.
Program Description: Top Shelf Markets Limited operates an SMS messaging program to send recurring marketing and promotional SMS/MMS messages to opted-in subscribers. Messages may include offers, updates, information about our business funding products and services, application status notifications, and other relevant communications, sent using an automated telephone dialing system (ATDS).
Opt-In: To participate in our SMS program, you must provide your mobile number and expressly consent by checking the SMS consent checkbox on our contact/application form. Your consent constitutes your agreement to receive recurring SMS/MMS messages from Top Shelf Markets Limited.
For additional questions about our SMS program, contact us at levi@topshelfmarketslimited.com or write to us at 386 Crown St, Brooklyn, NY 11225.
Submitting an application through our website does not constitute a binding agreement or guarantee of funding. All applications are subject to our review, underwriting criteria, and approval process.
You agree to provide accurate, complete, and truthful information in all applications and related documents. Providing false or misleading information may result in immediate rejection of your application, termination of any funding arrangement, and may constitute fraud.
All funding terms, rates, amounts, and conditions are subject to change. Final terms will be set forth in a separate funding agreement executed between Top Shelf Markets Limited and the applicant. No funding commitment exists until a signed agreement is in place.
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Top Shelf Markets Limited or its content suppliers and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this website without our express written consent. Limited personal, non-commercial use of website content for informational purposes is permitted.
AS-IS BASIS: Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
NO FINANCIAL ADVICE: Information on this website is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult qualified professionals before making any financial decisions.
LIMITATION OF LIABILITY: To the maximum extent permitted by law, Top Shelf Markets Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising from these Terms or our services shall not exceed the amount of any fees paid by you to Top Shelf Markets Limited in the 12 months preceding the claim.
You agree to indemnify, defend, and hold harmless Top Shelf Markets Limited and its officers, directors, employees, agents, and successors from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any legal action arising from these Terms or your use of our services shall be brought exclusively in the state or federal courts located in Kings County (Brooklyn), New York.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Top Shelf Markets Limited reserves the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date at the top of this page. We may also notify you of significant changes via email or through our website.
Your continued use of our website or services after any modifications constitutes your acceptance of the updated Terms. If you do not agree to the updated Terms, you must cease using our website and services.
If you have questions about these Terms & Conditions, please contact us: