Legal
Privacy Policy
Last Updated: January 1, 2024
This Privacy Policy describes how Top Shelf Markets Limited ("Company," "we," "us," or "our"), located at 386 Crown St, Brooklyn, NY 11225 (EIN: 93-2559024), collects, uses, and shares information about you when you visit our website at topshelfmarketslimited.com, submit an application, or interact with our services. By using our website or services, you agree to the terms of this Privacy Policy.
We collect information you provide directly to us, information collected automatically, and information from third parties:
Information You Provide:
- Contact information (name, email address, mobile phone number)
- Business information (business name, industry, monthly revenue, time in business)
- Financial information (funding amount requested, intended use of funds)
- Communication preferences, including SMS/text message consent
- Any other information you choose to provide in forms or correspondence
Information Collected Automatically:
- Log data (IP address, browser type, pages visited, time and date)
- Device information (hardware model, operating system)
- Cookies and similar tracking technologies
- Referring URLs and search terms
We use the information we collect to:
- Process and evaluate your business funding application
- Communicate with you about your application, account, and our services
- Send marketing and promotional communications (where you have consented)
- Send SMS/text message communications (where you have provided express written consent)
- Improve our website, products, and services
- Comply with legal obligations and prevent fraud
- Enforce our Terms & Conditions and other agreements
- Respond to your inquiries and provide customer support
Top Shelf Markets Limited may send you SMS and MMS text messages if you have provided express written consent through our contact form or application. The following terms govern our text messaging program:
SMS Program Terms
- Program Description: By providing your mobile number and opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from Top Shelf Markets Limited, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
- Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
- Message & Data Rates: Message and data rates may apply. Check with your mobile carrier for details on your plan.
- Opt-Out: Reply STOP to opt out at any time. After opting out, you will receive one final confirmation message and no further marketing SMS messages will be sent.
- Help: Reply HELP for assistance, or contact us at levi@topshelfmarketslimited.com.
- Consent Not Required: Consent is NOT a condition of purchase. You may apply for business funding without consenting to SMS communications.
- Supported Carriers: Our messaging program is compatible with most major US carriers. Carrier support may vary.
Important Notice Regarding Data Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Top Shelf Markets Limited does not sell your personal information. We may share your information in the following limited circumstances:
- Service Providers: We may share information with trusted service providers who assist us in operating our website, processing applications, and delivering services. These providers are contractually obligated to protect your information.
- Legal Requirements: We may disclose information when required by law, regulation, court order, or to protect the rights, property, or safety of Top Shelf Markets Limited, our clients, or others.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
- With Your Consent: We may share information in other ways with your explicit consent.
No Mobile Data Sharing: No mobile information, including SMS opt-in data and consent records, will be shared with third parties or affiliates for marketing or promotional purposes under any circumstances.
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit, access controls, and regular security reviews.
However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
You have the following rights regarding your personal information:
- Access: You may request a copy of the personal information we hold about you.
- Correction: You may request that we correct inaccurate or incomplete information.
- Deletion: You may request that we delete your personal information, subject to certain legal exceptions.
- SMS Opt-Out: You may opt out of SMS communications at any time by replying STOP to any text message from us.
- Marketing Opt-Out: You may opt out of marketing emails by using the unsubscribe link in any email we send.
To exercise any of these rights, contact us at levi@topshelfmarketslimited.com or write to us at 386 Crown St, Brooklyn, NY 11225.
Our website uses cookies and similar tracking technologies to enhance your experience, analyze website traffic, and understand where our visitors are coming from. Cookies are small data files stored on your device.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our website may not function properly.
- Essential Cookies: Required for the website to function and cannot be disabled.
- Analytics Cookies: Help us understand how visitors interact with our website.
- Preference Cookies: Allow the website to remember your preferences.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information promptly.
If you believe we may have collected information from a child under 18, please contact us at levi@topshelfmarketslimited.com.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we update this policy, we will revise the "Last Updated" date at the top of this page.
We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our website or services after any changes constitutes your acceptance of the updated policy.
If you have questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us:
We will respond to all privacy-related inquiries within a reasonable timeframe, typically within 30 days.